About
We got tired of looking at pie charts.
We tried every budgeting app out there. They all did the same thing: show us pretty charts of money we already spent. We wanted an app to point us forward, not backward. To tell us how much we could spend today, not how much we spent last month.
The options out there were either bloated, half-broken, or quietly selling your data. So we built something different. ChaiSpend gives you one number each morning. Spend within it and you're good. Go over and it adjusts tomorrow. No lectures, no shame screens. Don't want to swipe through transactions like Tinder? Don't want to manually set budgets for each category? We built this for you.
The AI handles the tedious parts (categorizing transactions, finding subscriptions you forgot about, answering "wait, how much did I spend on food this month?"). You make the decisions, and the system adjusts to match. If you're overspending somewhere, it recalculates. The app does the accounting.
Forward, not backward
We show you what to do next. Not what you did wrong last Tuesday.
One number, not twelve charts
A daily spending number you can act on beats a dashboard you check once a month.
No data sales. Ever.
We make money from subscriptions. Your transaction data is not our product.
AI that does the boring stuff
Categorization, pattern detection, Q&A. It handles the chores so you don't have to.
Built by a small team in the US. Questions or bugs? Reach out.
support@chaispend.com